Rent vs buy calculator · England
Rent vs buy in Wealden: is it cheaper to rent or buy?
Renting and buying finish within £5,997 of each other after 7 years: too close to call. Owning a 2-bed terraced house costs about £2,050 a month, against £1,345 to rent the same size home.
- After 7 years
- Close +£5,997
- Difference in net wealth
- Monthly cost to own
- £2,050
- Mortgage £1,573, of which £475 is capital
- Monthly cost to rent
- £1,345
- Rent £1,143 plus council tax
- Median price
- £305,000
- terraced house
- Cash needed to buy
- £30,750
- £30,500 deposit + £250 SDLT
- Price-to-rent ratio
- 22.2
- Price divided by a year of rent
Renting vs buying in Wealden by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £182,000 | £897 | +£214 | Buy £26,645 |
| 2 bed | £305,000 | £1,143 | +£705 | Close £5,997 |
| 3 bed | £355,000 | £1,428 | +£719 | Buy £15,181 |
| 4+ bed | £525,000 | £2,086 | +£1,080 | Close £3,271 |
Average rent and house prices in Wealden
The ONS average private rent in Wealden is £1,262 a month (Aug 2026, provisional), up 1.6% on a year earlier. The median price paid is £378,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,425 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Wealden: FAQs
Is it cheaper to rent or buy in Wealden?
For a 2-bed home in Wealden, owning costs about £2,050 a month and renting about £1,345, both including council tax. Renting and buying finish within £5,997 of each other after 7 years: too close to call. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Wealden?
The ONS average private rent in Wealden is £1,262 a month across all home sizes (Aug 2026, provisional), with £897 for 1 bed, £1,143 for 2 bed, £1,428 for 3 bed, £2,086 for 4 or more bed. Rents rose 1.6% over the past year.
What is the average house price in Wealden?
The median price paid in Wealden is £378,000 (ONS median price paid, year ending Mar 2026). The calculator uses £305,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Wealden?
A first-time buyer paying £305,000 would pay £250 in SDLT. With a 10% deposit of £30,500, the cash needed on day one is about £30,750.
What is the price-to-rent ratio in Wealden?
About 22.2: the 2-bed price is 22.2 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Wealden?
On the default assumptions, a 1-bed home gives buying its strongest position: buying ahead by £26,645 after 7 years.
How many years until buying pays off in Wealden?
The lead first changes hands in year 6 on the default settings. Staying longer spreads stamp duty and selling costs over more years.
Areas with a similar price-to-rent ratio
Browse every local authority.