Rent vs buy calculator · England
Rent vs buy in Shropshire: is it cheaper to rent or buy?
Buying leaves you £25,620 better off after 7 years. Owning a 2-bed terraced house costs about £1,436 a month, against £955 to rent the same size home.
- After 7 years
- Buy +£25,620
- Difference in net wealth
- Monthly cost to own
- £1,436
- Mortgage £1,057, of which £319 is capital
- Monthly cost to rent
- £955
- Rent £768 plus council tax
- Median price
- £205,000
- terraced house
- Cash needed to buy
- £20,500
- £20,500 deposit + £0 SDLT
- Price-to-rent ratio
- 22.2
- Price divided by a year of rent
Renting vs buying in Shropshire by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £140,000 | £608 | +£251 | Buy £26,760 |
| 2 bed | £205,000 | £768 | +£481 | Buy £25,620 |
| 3 bed | £240,500 | £953 | +£509 | Buy £37,207 |
| 4+ bed | £385,000 | £1,398 | +£929 | Buy £40,891 |
Average rent and house prices in Shropshire
The ONS average private rent in Shropshire is £823 a month (Aug 2026, provisional), up 4.3% on a year earlier. The median price paid is £272,350 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,247 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Shropshire: FAQs
Is it cheaper to rent or buy in Shropshire?
For a 2-bed home in Shropshire, owning costs about £1,436 a month and renting about £955, both including council tax. Buying leaves you £25,620 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Shropshire?
The ONS average private rent in Shropshire is £823 a month across all home sizes (Aug 2026, provisional), with £608 for 1 bed, £768 for 2 bed, £953 for 3 bed, £1,398 for 4 or more bed. Rents rose 4.3% over the past year.
What is the average house price in Shropshire?
The median price paid in Shropshire is £272,350 (ONS median price paid, year ending Mar 2026). The calculator uses £205,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Shropshire?
A first-time buyer paying £205,000 would pay £0 in SDLT. With a 10% deposit of £20,500, the cash needed on day one is about £20,500.
What is the price-to-rent ratio in Shropshire?
About 22.2: the 2-bed price is 22.2 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Shropshire?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £40,891 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.