Rent vs buy calculator · England
Rent vs buy in Stratford-on-Avon: is it cheaper to rent or buy?
Buying leaves you £53,519 better off after 7 years. Owning a 2-bed terraced house costs about £1,912 a month, against £1,204 to rent the same size home.
- After 7 years
- Buy +£53,519
- Difference in net wealth
- Monthly cost to own
- £1,912
- Mortgage £1,470, of which £444 is capital
- Monthly cost to rent
- £1,204
- Rent £1,020 plus council tax
- Median price
- £285,000
- terraced house
- Cash needed to buy
- £28,500
- £28,500 deposit + £0 SDLT
- Price-to-rent ratio
- 23.3
- Price divided by a year of rent
Renting vs buying in Stratford-on-Avon by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £180,100 | £816 | +£284 | Buy £53,525 |
| 2 bed | £285,000 | £1,020 | +£708 | Buy £53,519 |
| 3 bed | £325,000 | £1,267 | +£701 | Buy £72,715 |
| 4+ bed | £522,250 | £1,815 | +£1,334 | Buy £70,946 |
Average rent and house prices in Stratford-on-Avon
The ONS average private rent in Stratford-on-Avon is £1,149 a month (Aug 2026, provisional), up 6.0% on a year earlier. The median price paid is £360,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,208 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Stratford-on-Avon: FAQs
Is it cheaper to rent or buy in Stratford-on-Avon?
For a 2-bed home in Stratford-on-Avon, owning costs about £1,912 a month and renting about £1,204, both including council tax. Buying leaves you £53,519 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Stratford-on-Avon?
The ONS average private rent in Stratford-on-Avon is £1,149 a month across all home sizes (Aug 2026, provisional), with £816 for 1 bed, £1,020 for 2 bed, £1,267 for 3 bed, £1,815 for 4 or more bed. Rents rose 6.0% over the past year.
What is the average house price in Stratford-on-Avon?
The median price paid in Stratford-on-Avon is £360,000 (ONS median price paid, year ending Mar 2026). The calculator uses £285,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Stratford-on-Avon?
A first-time buyer paying £285,000 would pay £0 in SDLT. With a 10% deposit of £28,500, the cash needed on day one is about £28,500.
What is the price-to-rent ratio in Stratford-on-Avon?
About 23.3: the 2-bed price is 23.3 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Stratford-on-Avon?
On the default assumptions, a 3-bed home gives buying its strongest position: buying ahead by £72,715 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.