Rent vs buy calculator · England
Rent vs buy in East Hampshire: is it cheaper to rent or buy?
Renting and buying finish within £4,177 of each other after 7 years: too close to call. Owning a 2-bed terraced house costs about £2,171 a month, against £1,354 to rent the same size home.
- After 7 years
- Close +£4,177
- Difference in net wealth
- Monthly cost to own
- £2,171
- Mortgage £1,702, of which £514 is capital
- Monthly cost to rent
- £1,354
- Rent £1,180 plus council tax
- Median price
- £330,000
- terraced house
- Cash needed to buy
- £34,500
- £33,000 deposit + £1,500 SDLT
- Price-to-rent ratio
- 23.3
- Price divided by a year of rent
Renting vs buying in East Hampshire by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £207,500 | £901 | +£363 | Buy £14,914 |
| 2 bed | £330,000 | £1,180 | +£818 | Close £4,177 |
| 3 bed | £400,000 | £1,483 | +£934 | Close £2,862 |
| 4+ bed | £650,000 | £1,977 | +£1,938 | Rent £72,020 |
Average rent and house prices in East Hampshire
The ONS average private rent in East Hampshire is £1,262 a month (Aug 2026, provisional), up 1.4% on a year earlier. The median price paid is £420,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,083 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in East Hampshire: FAQs
Is it cheaper to rent or buy in East Hampshire?
For a 2-bed home in East Hampshire, owning costs about £2,171 a month and renting about £1,354, both including council tax. Renting and buying finish within £4,177 of each other after 7 years: too close to call. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in East Hampshire?
The ONS average private rent in East Hampshire is £1,262 a month across all home sizes (Aug 2026, provisional), with £901 for 1 bed, £1,180 for 2 bed, £1,483 for 3 bed, £1,977 for 4 or more bed. Rents rose 1.4% over the past year.
What is the average house price in East Hampshire?
The median price paid in East Hampshire is £420,000 (ONS median price paid, year ending Mar 2026). The calculator uses £330,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in East Hampshire?
A first-time buyer paying £330,000 would pay £1,500 in SDLT. With a 10% deposit of £33,000, the cash needed on day one is about £34,500.
What is the price-to-rent ratio in East Hampshire?
About 23.3: the 2-bed price is 23.3 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in East Hampshire?
On the default assumptions, a 1-bed home gives buying its strongest position: buying ahead by £14,914 after 7 years.
How many years until buying pays off in East Hampshire?
The lead first changes hands in year 10 on the default settings. Staying longer spreads stamp duty and selling costs over more years.
Areas with a similar price-to-rent ratio
Browse every local authority.