Rent vs buy calculator · England
Rent vs buy in Gosport: is it cheaper to rent or buy?
Buying leaves you £52,711 better off after 7 years. Owning a 2-bed terraced house costs about £1,671 a month, against £1,218 to rent the same size home.
- After 7 years
- Buy +£52,711
- Difference in net wealth
- Monthly cost to own
- £1,671
- Mortgage £1,271, of which £384 is capital
- Monthly cost to rent
- £1,218
- Rent £1,044 plus council tax
- Median price
- £246,500
- terraced house
- Cash needed to buy
- £24,650
- £24,650 deposit + £0 SDLT
- Price-to-rent ratio
- 19.7
- Price divided by a year of rent
Renting vs buying in Gosport by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £150,000 | £823 | +£96 | Buy £53,770 |
| 2 bed | £246,500 | £1,044 | +£453 | Buy £52,711 |
| 3 bed | £305,000 | £1,274 | +£574 | Buy £63,936 |
| 4+ bed | £479,248 | £1,727 | +£1,165 | Buy £56,959 |
Average rent and house prices in Gosport
The ONS average private rent in Gosport is £1,169 a month (Aug 2026, provisional), up 4.9% on a year earlier. The median price paid is £252,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,084 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Gosport: FAQs
Is it cheaper to rent or buy in Gosport?
For a 2-bed home in Gosport, owning costs about £1,671 a month and renting about £1,218, both including council tax. Buying leaves you £52,711 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Gosport?
The ONS average private rent in Gosport is £1,169 a month across all home sizes (Aug 2026, provisional), with £823 for 1 bed, £1,044 for 2 bed, £1,274 for 3 bed, £1,727 for 4 or more bed. Rents rose 4.9% over the past year.
What is the average house price in Gosport?
The median price paid in Gosport is £252,000 (ONS median price paid, year ending Mar 2026). The calculator uses £246,500 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Gosport?
A first-time buyer paying £246,500 would pay £0 in SDLT. With a 10% deposit of £24,650, the cash needed on day one is about £24,650.
What is the price-to-rent ratio in Gosport?
About 19.7: the 2-bed price is 19.7 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Gosport?
On the default assumptions, a 3-bed home gives buying its strongest position: buying ahead by £63,936 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.