Rent vs buy calculator · Scotland
Rent vs buy in East Dunbartonshire: is it cheaper to rent or buy?
Buying leaves you £51,569 better off after 7 years. Owning a 2-bed terraced house costs about £1,498 a month, against £1,087 to rent the same size home.
- After 7 years
- Buy +£51,569
- Difference in net wealth
- Monthly cost to own
- £1,498
- Mortgage £1,160, of which £350 is capital
- Monthly cost to rent
- £1,087
- Rent £957 plus council tax
- Median price
- £224,990
- terraced house
- Cash needed to buy
- £23,499
- £22,499 deposit + £1,000 LBTT
- Price-to-rent ratio
- 19.6
- Price divided by a year of rent
Renting vs buying in East Dunbartonshire by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £156,101 | £734 | +£222 | Buy £44,569 |
| 2 bed | £224,990 | £957 | +£412 | Buy £51,569 |
| 3 bed | £306,172 | £1,300 | +£555 | Buy £67,259 |
| 4+ bed | £533,830 | £2,164 | +£1,055 | Buy £79,957 |
Average rent and house prices in East Dunbartonshire
The ONS average private rent in East Dunbartonshire is £1,171 a month (Aug 2026, provisional), up 5.4% on a year earlier. The median price paid is £271,608 (UK HPI local authority average, Jul 2026). Rents here are published for the East Dunbartonshire BRMA Broad Rental Market Area.
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £1,557 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in East Dunbartonshire: FAQs
Is it cheaper to rent or buy in East Dunbartonshire?
For a 2-bed home in East Dunbartonshire, owning costs about £1,498 a month and renting about £1,087, both including council tax. Buying leaves you £51,569 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in East Dunbartonshire?
The ONS average private rent in East Dunbartonshire is £1,171 a month across all home sizes (Aug 2026, provisional), with £734 for 1 bed, £957 for 2 bed, £1,300 for 3 bed, £2,164 for 4 or more bed. Rents rose 5.4% over the past year.
What is the average house price in East Dunbartonshire?
The median price paid in East Dunbartonshire is £271,608 (UK HPI local authority average, Jul 2026). The calculator uses £224,990 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in East Dunbartonshire?
A first-time buyer paying £224,990 would pay £1,000 in LBTT. With a 10% deposit of £22,499, the cash needed on day one is about £23,499.
What is the price-to-rent ratio in East Dunbartonshire?
About 19.6: the 2-bed price is 19.6 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in East Dunbartonshire?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £79,957 after 7 years.
Areas with a similar price-to-rent ratio
Compare with the Scotland average or browse every local authority.