Rent vs buy calculator · Wales
Rent vs buy in Blaenau Gwent: is it cheaper to rent or buy?
Buying leaves you £46,300 better off after 7 years. Owning a 2-bed terraced house costs about £945 a month, against £793 to rent the same size home.
- After 7 years
- Buy +£46,300
- Difference in net wealth
- Monthly cost to own
- £945
- Mortgage £634, of which £192 is capital
- Monthly cost to rent
- £793
- Rent £605 plus council tax
- Median price
- £123,000
- terraced house
- Cash needed to buy
- £12,300
- £12,300 deposit + £0 LTT
- Price-to-rent ratio
- 16.9
- Price divided by a year of rent
Renting vs buying in Blaenau Gwent by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £70,000 | £503 | −£63 | Buy £45,473 |
| 2 bed | £123,000 | £605 | +£153 | Buy £46,300 |
| 3 bed | £189,995 | £689 | +£470 | Buy £41,638 |
| 4+ bed | £295,000 | £903 | +£885 | Buy £40,056 |
Average rent and house prices in Blaenau Gwent
The ONS average private rent in Blaenau Gwent is £681 a month (Aug 2026, provisional), up 6.8% on a year earlier. The median price paid is £140,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,250 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Blaenau Gwent: FAQs
Is it cheaper to rent or buy in Blaenau Gwent?
For a 2-bed home in Blaenau Gwent, owning costs about £945 a month and renting about £793, both including council tax. Buying leaves you £46,300 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Blaenau Gwent?
The ONS average private rent in Blaenau Gwent is £681 a month across all home sizes (Aug 2026, provisional), with £503 for 1 bed, £605 for 2 bed, £689 for 3 bed, £903 for 4 or more bed. Rents rose 6.8% over the past year.
What is the average house price in Blaenau Gwent?
The median price paid in Blaenau Gwent is £140,000 (ONS median price paid, year ending Mar 2026). The calculator uses £123,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Blaenau Gwent?
A first-time buyer paying £123,000 would pay £0 in LTT. With a 10% deposit of £12,300, the cash needed on day one is about £12,300.
What is the price-to-rent ratio in Blaenau Gwent?
About 16.9: the 2-bed price is 16.9 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Blaenau Gwent?
On the default assumptions, a 2-bed home gives buying its strongest position: buying ahead by £46,300 after 7 years.
Areas with a similar price-to-rent ratio
Compare with the Wales average or browse every local authority.