Rent vs buy calculator · England
Rent vs buy in Worthing: is it cheaper to rent or buy?
Renting leaves you £43,015 better off after 7 years. Owning a 2-bed terraced house costs about £2,299 a month, against £1,364 to rent the same size home.
- After 7 years
- Rent +£43,015
- Difference in net wealth
- Monthly cost to own
- £2,299
- Mortgage £1,805, of which £545 is capital
- Monthly cost to rent
- £1,364
- Rent £1,182 plus council tax
- Median price
- £350,000
- terraced house
- Cash needed to buy
- £37,500
- £35,000 deposit + £2,500 SDLT
- Price-to-rent ratio
- 24.7
- Price divided by a year of rent
Renting vs buying in Worthing by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £215,000 | £890 | +£419 | Rent £8,253 |
| 2 bed | £350,000 | £1,182 | +£935 | Rent £43,015 |
| 3 bed | £395,000 | £1,428 | +£959 | Rent £40,601 |
| 4+ bed | £550,000 | £1,931 | +£1,385 | Rent £77,472 |
Average rent and house prices in Worthing
The ONS average private rent in Worthing is £1,297 a month (Aug 2026, provisional), up -0.8% on a year earlier. The median price paid is £345,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,183 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Worthing: FAQs
Is it cheaper to rent or buy in Worthing?
For a 2-bed home in Worthing, owning costs about £2,299 a month and renting about £1,364, both including council tax. Renting leaves you £43,015 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Worthing?
The ONS average private rent in Worthing is £1,297 a month across all home sizes (Aug 2026, provisional), with £890 for 1 bed, £1,182 for 2 bed, £1,428 for 3 bed, £1,931 for 4 or more bed. Rents rose -0.8% over the past year.
What is the average house price in Worthing?
The median price paid in Worthing is £345,000 (ONS median price paid, year ending Mar 2026). The calculator uses £350,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Worthing?
A first-time buyer paying £350,000 would pay £2,500 in SDLT. With a 10% deposit of £35,000, the cash needed on day one is about £37,500.
What is the price-to-rent ratio in Worthing?
About 24.7: the 2-bed price is 24.7 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Worthing?
On the default assumptions, a 1-bed home gives buying its strongest position: renting still ahead by £8,253 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.