Rent vs buy calculator · England
Rent vs buy in Windsor and Maidenhead: is it cheaper to rent or buy?
Renting leaves you £36,900 better off after 7 years. Owning a 2-bed terraced house costs about £3,011 a month, against £1,712 to rent the same size home.
- After 7 years
- Rent +£36,900
- Difference in net wealth
- Monthly cost to own
- £3,011
- Mortgage £2,450, of which £740 is capital
- Monthly cost to rent
- £1,712
- Rent £1,567 plus council tax
- Median price
- £475,000
- terraced house
- Cash needed to buy
- £56,250
- £47,500 deposit + £8,750 SDLT
- Price-to-rent ratio
- 25.3
- Price divided by a year of rent
Renting vs buying in Windsor and Maidenhead by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £306,250 | £1,246 | +£609 | Buy £9,069 |
| 2 bed | £475,000 | £1,567 | +£1,299 | Rent £36,900 |
| 3 bed | £570,000 | £1,916 | +£1,519 | Rent £51,540 |
| 4+ bed | £855,000 | £2,696 | +£2,447 | Rent £100,369 |
Average rent and house prices in Windsor and Maidenhead
The ONS average private rent in Windsor and Maidenhead is £1,800 a month (Aug 2026, provisional), up 0.9% on a year earlier. The median price paid is £547,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £1,736 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Windsor and Maidenhead: FAQs
Is it cheaper to rent or buy in Windsor and Maidenhead?
For a 2-bed home in Windsor and Maidenhead, owning costs about £3,011 a month and renting about £1,712, both including council tax. Renting leaves you £36,900 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Windsor and Maidenhead?
The ONS average private rent in Windsor and Maidenhead is £1,800 a month across all home sizes (Aug 2026, provisional), with £1,246 for 1 bed, £1,567 for 2 bed, £1,916 for 3 bed, £2,696 for 4 or more bed. Rents rose 0.9% over the past year.
What is the average house price in Windsor and Maidenhead?
The median price paid in Windsor and Maidenhead is £547,000 (ONS median price paid, year ending Mar 2026). The calculator uses £475,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Windsor and Maidenhead?
A first-time buyer paying £475,000 would pay £8,750 in SDLT. With a 10% deposit of £47,500, the cash needed on day one is about £56,250.
What is the price-to-rent ratio in Windsor and Maidenhead?
About 25.3: the 2-bed price is 25.3 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Windsor and Maidenhead?
On the default assumptions, a 1-bed home gives buying its strongest position: buying ahead by £9,069 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.