Rent vs buy calculator · England
Rent vs buy in Tewkesbury: is it cheaper to rent or buy?
Buying leaves you £144,639 better off after 7 years. Owning a 2-bed terraced house costs about £1,722 a month, against £1,151 to rent the same size home.
- After 7 years
- Buy +£144,639
- Difference in net wealth
- Monthly cost to own
- £1,722
- Mortgage £1,315, of which £397 is capital
- Monthly cost to rent
- £1,151
- Rent £978 plus council tax
- Median price
- £255,000
- terraced house
- Cash needed to buy
- £25,500
- £25,500 deposit + £0 SDLT
- Price-to-rent ratio
- 21.7
- Price divided by a year of rent
Renting vs buying in Tewkesbury by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £157,500 | £746 | +£218 | Buy £108,203 |
| 2 bed | £255,000 | £978 | +£570 | Buy £144,639 |
| 3 bed | £300,000 | £1,243 | +£575 | Buy £184,205 |
| 4+ bed | £480,000 | £1,778 | +£1,118 | Buy £254,133 |
Average rent and house prices in Tewkesbury
The ONS average private rent in Tewkesbury is £1,093 a month (Aug 2026, provisional), up 13.4% on a year earlier. The median price paid is £325,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,080 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Tewkesbury: FAQs
Is it cheaper to rent or buy in Tewkesbury?
For a 2-bed home in Tewkesbury, owning costs about £1,722 a month and renting about £1,151, both including council tax. Buying leaves you £144,639 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Tewkesbury?
The ONS average private rent in Tewkesbury is £1,093 a month across all home sizes (Aug 2026, provisional), with £746 for 1 bed, £978 for 2 bed, £1,243 for 3 bed, £1,778 for 4 or more bed. Rents rose 13.4% over the past year.
What is the average house price in Tewkesbury?
The median price paid in Tewkesbury is £325,000 (ONS median price paid, year ending Mar 2026). The calculator uses £255,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Tewkesbury?
A first-time buyer paying £255,000 would pay £0 in SDLT. With a 10% deposit of £25,500, the cash needed on day one is about £25,500.
What is the price-to-rent ratio in Tewkesbury?
About 21.7: the 2-bed price is 21.7 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Tewkesbury?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £254,133 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.