Rent vs buy calculator · England
Rent vs buy in Rushmoor: is it cheaper to rent or buy?
Buying leaves you £39,658 better off after 7 years. Owning a 2-bed terraced house costs about £2,259 a month, against £1,441 to rent the same size home.
- After 7 years
- Buy +£39,658
- Difference in net wealth
- Monthly cost to own
- £2,259
- Mortgage £1,779, of which £537 is capital
- Monthly cost to rent
- £1,441
- Rent £1,269 plus council tax
- Median price
- £345,000
- terraced house
- Cash needed to buy
- £36,750
- £34,500 deposit + £2,250 SDLT
- Price-to-rent ratio
- 22.7
- Price divided by a year of rent
Renting vs buying in Rushmoor by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £200,000 | £979 | +£240 | Buy £52,157 |
| 2 bed | £345,000 | £1,269 | +£818 | Buy £39,658 |
| 3 bed | £410,000 | £1,532 | +£945 | Buy £46,637 |
| 4+ bed | £567,500 | £2,172 | +£1,248 | Buy £56,172 |
Average rent and house prices in Rushmoor
The ONS average private rent in Rushmoor is £1,385 a month (Aug 2026, provisional), up 4.2% on a year earlier. The median price paid is £360,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,062 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Rushmoor: FAQs
Is it cheaper to rent or buy in Rushmoor?
For a 2-bed home in Rushmoor, owning costs about £2,259 a month and renting about £1,441, both including council tax. Buying leaves you £39,658 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Rushmoor?
The ONS average private rent in Rushmoor is £1,385 a month across all home sizes (Aug 2026, provisional), with £979 for 1 bed, £1,269 for 2 bed, £1,532 for 3 bed, £2,172 for 4 or more bed. Rents rose 4.2% over the past year.
What is the average house price in Rushmoor?
The median price paid in Rushmoor is £360,000 (ONS median price paid, year ending Mar 2026). The calculator uses £345,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Rushmoor?
A first-time buyer paying £345,000 would pay £2,250 in SDLT. With a 10% deposit of £34,500, the cash needed on day one is about £36,750.
What is the price-to-rent ratio in Rushmoor?
About 22.7: the 2-bed price is 22.7 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Rushmoor?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £56,172 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.