Rent vs buy calculator · England
Rent vs buy in Nuneaton and Bedworth: is it cheaper to rent or buy?
Buying leaves you £34,878 better off after 7 years. Owning a 2-bed terraced house costs about £1,284 a month, against £1,022 to rent the same size home.
- After 7 years
- Buy +£34,878
- Difference in net wealth
- Monthly cost to own
- £1,284
- Mortgage £928, of which £280 is capital
- Monthly cost to rent
- £1,022
- Rent £837 plus council tax
- Median price
- £180,000
- terraced house
- Cash needed to buy
- £18,000
- £18,000 deposit + £0 SDLT
- Price-to-rent ratio
- 17.9
- Price divided by a year of rent
Renting vs buying in Nuneaton and Bedworth by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £115,000 | £655 | +£55 | Buy £35,758 |
| 2 bed | £180,000 | £837 | +£262 | Buy £34,878 |
| 3 bed | £235,000 | £1,014 | +£415 | Buy £37,288 |
| 4+ bed | £336,995 | £1,466 | +£574 | Buy £54,321 |
Average rent and house prices in Nuneaton and Bedworth
The ONS average private rent in Nuneaton and Bedworth is £925 a month (Aug 2026, provisional), up 3.4% on a year earlier. The median price paid is £236,500 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,224 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Nuneaton and Bedworth: FAQs
Is it cheaper to rent or buy in Nuneaton and Bedworth?
For a 2-bed home in Nuneaton and Bedworth, owning costs about £1,284 a month and renting about £1,022, both including council tax. Buying leaves you £34,878 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Nuneaton and Bedworth?
The ONS average private rent in Nuneaton and Bedworth is £925 a month across all home sizes (Aug 2026, provisional), with £655 for 1 bed, £837 for 2 bed, £1,014 for 3 bed, £1,466 for 4 or more bed. Rents rose 3.4% over the past year.
What is the average house price in Nuneaton and Bedworth?
The median price paid in Nuneaton and Bedworth is £236,500 (ONS median price paid, year ending Mar 2026). The calculator uses £180,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Nuneaton and Bedworth?
A first-time buyer paying £180,000 would pay £0 in SDLT. With a 10% deposit of £18,000, the cash needed on day one is about £18,000.
What is the price-to-rent ratio in Nuneaton and Bedworth?
About 17.9: the 2-bed price is 17.9 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Nuneaton and Bedworth?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £54,321 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.