Rent vs buy calculator · Wales
Rent vs buy in Isle of Anglesey: is it cheaper to rent or buy?
Buying leaves you £39,728 better off after 7 years. Owning a 2-bed terraced house costs about £1,087 a month, against £861 to rent the same size home.
- After 7 years
- Buy +£39,728
- Difference in net wealth
- Monthly cost to own
- £1,087
- Mortgage £774, of which £234 is capital
- Monthly cost to rent
- £861
- Rent £693 plus council tax
- Median price
- £150,000
- terraced house
- Cash needed to buy
- £15,000
- £15,000 deposit + £0 LTT
- Price-to-rent ratio
- 18.0
- Price divided by a year of rent
Renting vs buying in Isle of Anglesey by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £178,000 | £550 | +£537 | Buy £14,048 |
| 2 bed | £150,000 | £693 | +£226 | Buy £39,728 |
| 3 bed | £205,000 | £798 | +£451 | Buy £36,916 |
| 4+ bed | £295,000 | £1,084 | +£704 | Buy £41,131 |
Average rent and house prices in Isle of Anglesey
The ONS average private rent in Isle of Anglesey is £714 a month (Aug 2026, provisional), up 5.2% on a year earlier. The median price paid is £230,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,010 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Isle of Anglesey: FAQs
Is it cheaper to rent or buy in Isle of Anglesey?
For a 2-bed home in Isle of Anglesey, owning costs about £1,087 a month and renting about £861, both including council tax. Buying leaves you £39,728 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Isle of Anglesey?
The ONS average private rent in Isle of Anglesey is £714 a month across all home sizes (Aug 2026, provisional), with £550 for 1 bed, £693 for 2 bed, £798 for 3 bed, £1,084 for 4 or more bed. Rents rose 5.2% over the past year.
What is the average house price in Isle of Anglesey?
The median price paid in Isle of Anglesey is £230,000 (ONS median price paid, year ending Mar 2026). The calculator uses £150,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Isle of Anglesey?
A first-time buyer paying £150,000 would pay £0 in LTT. With a 10% deposit of £15,000, the cash needed on day one is about £15,000.
What is the price-to-rent ratio in Isle of Anglesey?
About 18.0: the 2-bed price is 18.0 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Isle of Anglesey?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £41,131 after 7 years.
Areas with a similar price-to-rent ratio
Compare with the Wales average or browse every local authority.