Rent vs buy calculator · England
Rent vs buy in Ealing: is it cheaper to rent or buy?
Renting leaves you £35,489 better off after 7 years. Owning a 2-bed terraced house costs about £4,256 a month, against £2,191 to rent the same size home.
- After 7 years
- Rent +£35,489
- Difference in net wealth
- Monthly cost to own
- £4,256
- Mortgage £3,510, of which £1,060 is capital
- Monthly cost to rent
- £2,191
- Rent £2,033 plus council tax
- Median price
- £680,555
- terraced house
- Cash needed to buy
- £92,083
- £68,056 deposit + £24,028 SDLT
- Price-to-rent ratio
- 27.9
- Price divided by a year of rent
Renting vs buying in Ealing by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £399,950 | £1,629 | +£788 | Buy £41,386 |
| 2 bed | £680,555 | £2,033 | +£2,065 | Rent £35,489 |
| 3 bed | £765,000 | £2,406 | +£2,197 | Rent £26,797 |
| 4+ bed | £1,450,000 | £3,287 | +£5,420 | Rent £240,611 |
Average rent and house prices in Ealing
The ONS average private rent in Ealing is £2,109 a month (Aug 2026, provisional), up 3.0% on a year earlier. The median price paid is £530,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £1,901 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Ealing: FAQs
Is it cheaper to rent or buy in Ealing?
For a 2-bed home in Ealing, owning costs about £4,256 a month and renting about £2,191, both including council tax. Renting leaves you £35,489 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Ealing?
The ONS average private rent in Ealing is £2,109 a month across all home sizes (Aug 2026, provisional), with £1,629 for 1 bed, £2,033 for 2 bed, £2,406 for 3 bed, £3,287 for 4 or more bed. Rents rose 3.0% over the past year.
What is the average house price in Ealing?
The median price paid in Ealing is £530,000 (ONS median price paid, year ending Mar 2026). The calculator uses £680,555 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Ealing?
A first-time buyer paying £680,555 would pay £24,028 in SDLT. With a 10% deposit of £68,056, the cash needed on day one is about £92,083.
What is the price-to-rent ratio in Ealing?
About 27.9: the 2-bed price is 27.9 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Ealing?
On the default assumptions, a 1-bed home gives buying its strongest position: buying ahead by £41,386 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.