Rent vs buy calculator · England
Rent vs buy in Crawley: is it cheaper to rent or buy?
Buying leaves you £34,345 better off after 7 years. Owning a 2-bed terraced house costs about £2,244 a month, against £1,564 to rent the same size home.
- After 7 years
- Buy +£34,345
- Difference in net wealth
- Monthly cost to own
- £2,244
- Mortgage £1,760, of which £531 is capital
- Monthly cost to rent
- £1,564
- Rent £1,385 plus council tax
- Median price
- £341,250
- terraced house
- Cash needed to buy
- £36,188
- £34,125 deposit + £2,063 SDLT
- Price-to-rent ratio
- 20.5
- Price divided by a year of rent
Renting vs buying in Crawley by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £214,000 | £1,067 | +£236 | Buy £44,777 |
| 2 bed | £341,250 | £1,385 | +£680 | Buy £34,345 |
| 3 bed | £407,250 | £1,642 | +£818 | Buy £36,273 |
| 4+ bed | £580,000 | £2,260 | +£1,235 | Buy £27,239 |
Average rent and house prices in Crawley
The ONS average private rent in Crawley is £1,488 a month (Aug 2026, provisional), up 2.8% on a year earlier. The median price paid is £348,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,150 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Crawley: FAQs
Is it cheaper to rent or buy in Crawley?
For a 2-bed home in Crawley, owning costs about £2,244 a month and renting about £1,564, both including council tax. Buying leaves you £34,345 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Crawley?
The ONS average private rent in Crawley is £1,488 a month across all home sizes (Aug 2026, provisional), with £1,067 for 1 bed, £1,385 for 2 bed, £1,642 for 3 bed, £2,260 for 4 or more bed. Rents rose 2.8% over the past year.
What is the average house price in Crawley?
The median price paid in Crawley is £348,000 (ONS median price paid, year ending Mar 2026). The calculator uses £341,250 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Crawley?
A first-time buyer paying £341,250 would pay £2,063 in SDLT. With a 10% deposit of £34,125, the cash needed on day one is about £36,188.
What is the price-to-rent ratio in Crawley?
About 20.5: the 2-bed price is 20.5 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Crawley?
On the default assumptions, a 1-bed home gives buying its strongest position: buying ahead by £44,777 after 7 years.
How many years until buying pays off in Crawley?
The lead first changes hands in year 2 on the default settings. Staying longer spreads stamp duty and selling costs over more years.
Areas with a similar price-to-rent ratio
Browse every local authority.