Rent vs buy calculator · England
Rent vs buy in Bolsover: is it cheaper to rent or buy?
Buying leaves you £36,288 better off after 7 years. Owning a 2-bed terraced house costs about £941 a month, against £835 to rent the same size home.
- After 7 years
- Buy +£36,288
- Difference in net wealth
- Monthly cost to own
- £941
- Mortgage £629, of which £190 is capital
- Monthly cost to rent
- £835
- Rent £645 plus council tax
- Median price
- £122,000
- terraced house
- Cash needed to buy
- £12,200
- £12,200 deposit + £0 SDLT
- Price-to-rent ratio
- 15.8
- Price divided by a year of rent
Renting vs buying in Bolsover by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £100,250 | £497 | +£124 | Buy £25,400 |
| 2 bed | £122,000 | £645 | +£107 | Buy £36,288 |
| 3 bed | £170,000 | £747 | +£292 | Buy £33,156 |
| 4+ bed | £270,000 | £1,124 | +£514 | Buy £47,481 |
Average rent and house prices in Bolsover
The ONS average private rent in Bolsover is £706 a month (Aug 2026, provisional), up 4.2% on a year earlier. The median price paid is £180,000 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,275 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Bolsover: FAQs
Is it cheaper to rent or buy in Bolsover?
For a 2-bed home in Bolsover, owning costs about £941 a month and renting about £835, both including council tax. Buying leaves you £36,288 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Bolsover?
The ONS average private rent in Bolsover is £706 a month across all home sizes (Aug 2026, provisional), with £497 for 1 bed, £645 for 2 bed, £747 for 3 bed, £1,124 for 4 or more bed. Rents rose 4.2% over the past year.
What is the average house price in Bolsover?
The median price paid in Bolsover is £180,000 (ONS median price paid, year ending Mar 2026). The calculator uses £122,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Bolsover?
A first-time buyer paying £122,000 would pay £0 in SDLT. With a 10% deposit of £12,200, the cash needed on day one is about £12,200.
What is the price-to-rent ratio in Bolsover?
About 15.8: the 2-bed price is 15.8 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Bolsover?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £47,481 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.