Rent vs buy calculator · England
Rent vs buy in Arun: is it cheaper to rent or buy?
Buying leaves you £29,953 better off after 7 years. Owning a 2-bed terraced house costs about £1,942 a month, against £1,324 to rent the same size home.
- After 7 years
- Buy +£29,953
- Difference in net wealth
- Monthly cost to own
- £1,942
- Mortgage £1,496, of which £452 is capital
- Monthly cost to rent
- £1,324
- Rent £1,140 plus council tax
- Median price
- £290,000
- terraced house
- Cash needed to buy
- £29,000
- £29,000 deposit + £0 SDLT
- Price-to-rent ratio
- 21.2
- Price divided by a year of rent
Renting vs buying in Arun by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £175,000 | £849 | +£220 | Buy £35,411 |
| 2 bed | £290,000 | £1,140 | +£618 | Buy £29,953 |
| 3 bed | £347,500 | £1,395 | +£707 | Buy £36,676 |
| 4+ bed | £500,000 | £1,982 | +£1,034 | Buy £41,997 |
Average rent and house prices in Arun
The ONS average private rent in Arun is £1,231 a month (Aug 2026, provisional), up 3.1% on a year earlier. The median price paid is £344,995 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,211 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Arun: FAQs
Is it cheaper to rent or buy in Arun?
For a 2-bed home in Arun, owning costs about £1,942 a month and renting about £1,324, both including council tax. Buying leaves you £29,953 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Arun?
The ONS average private rent in Arun is £1,231 a month across all home sizes (Aug 2026, provisional), with £849 for 1 bed, £1,140 for 2 bed, £1,395 for 3 bed, £1,982 for 4 or more bed. Rents rose 3.1% over the past year.
What is the average house price in Arun?
The median price paid in Arun is £344,995 (ONS median price paid, year ending Mar 2026). The calculator uses £290,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Arun?
A first-time buyer paying £290,000 would pay £0 in SDLT. With a 10% deposit of £29,000, the cash needed on day one is about £29,000.
What is the price-to-rent ratio in Arun?
About 21.2: the 2-bed price is 21.2 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Arun?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £41,997 after 7 years.
Areas with a similar price-to-rent ratio
Browse every local authority.