Rent vs buy calculator · England
Rent vs buy in Adur: is it cheaper to rent or buy?
Buying leaves you £26,476 better off after 7 years. Owning a 2-bed terraced house costs about £2,306 a month, against £1,488 to rent the same size home.
- After 7 years
- Buy +£26,476
- Difference in net wealth
- Monthly cost to own
- £2,306
- Mortgage £1,805, of which £545 is capital
- Monthly cost to rent
- £1,488
- Rent £1,299 plus council tax
- Median price
- £350,000
- terraced house
- Cash needed to buy
- £37,500
- £35,000 deposit + £2,500 SDLT
- Price-to-rent ratio
- 22.5
- Price divided by a year of rent
Renting vs buying in Adur by home size
| Bedrooms | Price | Rent / mo | Owning vs renting / mo | After 7 yrs |
|---|---|---|---|---|
| 1 bed | £235,000 | £1,000 | +£429 | Buy £33,650 |
| 2 bed | £350,000 | £1,299 | +£818 | Buy £26,476 |
| 3 bed | £410,000 | £1,606 | +£871 | Buy £37,870 |
| 4+ bed | £476,000 | £2,076 | +£796 | Buy £65,954 |
Average rent and house prices in Adur
The ONS average private rent in Adur is £1,410 a month (Aug 2026, provisional), up 3.2% on a year earlier. The median price paid is £377,500 (ONS median price paid, year ending Mar 2026).
Default scenario: 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%. Council tax is £2,265 a year (Band C) and is paid whether you rent or buy, so it does not change the verdict.
Renting or buying in Adur: FAQs
Is it cheaper to rent or buy in Adur?
For a 2-bed home in Adur, owning costs about £2,306 a month and renting about £1,488, both including council tax. Buying leaves you £26,476 better off after 7 years. This assumes a 2-bed home, 7 years stay, 10% deposit, 4.80% fixed mortgage, monthly difference invested in a S&S ISA at 7.5%.
What is the average rent in Adur?
The ONS average private rent in Adur is £1,410 a month across all home sizes (Aug 2026, provisional), with £1,000 for 1 bed, £1,299 for 2 bed, £1,606 for 3 bed, £2,076 for 4 or more bed. Rents rose 3.2% over the past year.
What is the average house price in Adur?
The median price paid in Adur is £377,500 (ONS median price paid, year ending Mar 2026). The calculator uses £350,000 for a terraced house, the property type typical for a 2-bed home.
How much is stamp duty on an average home in Adur?
A first-time buyer paying £350,000 would pay £2,500 in SDLT. With a 10% deposit of £35,000, the cash needed on day one is about £37,500.
What is the price-to-rent ratio in Adur?
About 22.5: the 2-bed price is 22.5 times a year of rent. Higher ratios favour renting; lower ratios favour buying.
Which home size is best value to buy in Adur?
On the default assumptions, a 4+-bed home gives buying its strongest position: buying ahead by £65,954 after 7 years.
How many years until buying pays off in Adur?
The lead first changes hands in year 2 on the default settings. Staying longer spreads stamp duty and selling costs over more years.
Areas with a similar price-to-rent ratio
Browse every local authority.